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MOHAMMAD ADNAN ELBASH CURRICULUM VITAE 1-PERSONAL INFORMATION NATIONALITY : LEBANESE GENDER: MALE MARITAL STATUS : MARRIED DATE OF BIRTH : 27/11/1977 PLACE OF BIRTH : LEBANON NUMBER OF DEPENDANTS : TWO ADDRESS : KUWAIT – SALMIYAH – BLOCK 3 – STREET YOUSEF ALQENAEI – BLDG 3 – FLOOR 6 – FLAT 601. TELEPHONE : * MOBILE : 97203837 EMAIL : [email protected] 2-EDUCATION UNIVERSITY : BACHELOR DEGREE IN LAW FROM BEIRUT ARAB UNIVERSITY ( 1996- 1999 ) HIGH SCHOOL : BACC 2ND PART PHILOSOPHIE ( 1993 ) 3-WORK EXPERIENCE (A)- NATIONAL BANK OF KUWAIT ( KUWAIT ): (FROM OCT/2007 TILL PRESENT ) JOB TITLE : CONSUMER LOAN OFFICER . DUTIES : • Prescreening and structuring of commercial loan requests for general conformance to program guidelines and business objectives • Issuing Letters of Interest to prospective Borrowers • Oversight of the research, verification and analysis of final Due Diligence materials and 3rd party reports • Risk analysis of due diligence materials, including financial statements • Preparation of Loan Recommendation and presentation to Loan Committee • Issuing Loan Commitment Letters to Borrowers • Analysis of Loan Risk Rating and recommendation for Loan Loss Reserves • Coordination and support of the loan closing • Management of assigned loan portfolio to ensure compliance with loan covenants (FROM SEP/2005 TILL OCT/2007). JOB TITLE : RELATIONSHIP OFFICER DUTIES : - ascertains financial service needs and interests of new customers through discussions . - persents information on available services such as deposits accounts ,loan ,products and product alternatives. -recommends options based on assessment of customers net worth , needs and risk appetite: follows up and responds to customer queries . - establishes customer relationship /account ;ensures availability abd completeness of all required documentation ;activates the relationship /account receives cash and initiates disbursement ;issues cheque books and cards . - receives applications of loans and reviews on bank guidelines and loan policies ;ensures all information /documentation is available and complete ;checks credit information ;reviews with BM ;forwards to central loans approval unit and follows up . -processes all transactions of personal customers ( including deposits ,drafts ,transfers ,foreign exchange ,travelers cheques ,etc.) - strengthens and follows initiated relationship including initiating welcome packs ,demonstrating card , following up queries , recording and handling customer feedback and complaints . -maintains updated customer personal information database ,records and reports movement of funds in individual . - performs similar and related duties such as preparing reports and correspondence . (B)- GULF BANK OF KUWAIT ( KUWAIT ) : (FROM MAY/2001 TO AUG/2005) . JOB TITLE : RELATIONSHIP OFFICER . DUTIES : - ascertains financial service needs and interests of new customers through discussions . - persents information on available services such as deposits accounts ,loan ,products and product alternatives. -recommends options based on assessment of customers net worth , needs and risk appetite: follows up and responds to customer queries . - establishes customer relationship /account ;ensures availability abd completeness of all required documentation ;activates the relationship /account receives cash and initiates disbursement ;issues cheque books and cards . - receives applications of loans and reviews on bank guidelines and loan policies ;ensures all information /documentation is available and complete ;checks credit information ;reviews with BM ;forwards to central loans approval unit and follows up . -processes all transactions of personal customers ( including deposits ,drafts ,transfers ,foreign exchange ,travelers cheques ,etc.) - strengthens and follows initiated relationship including initiating welcome packs ,demonstrating card , following up queries , recording and handling customer feedback and complaints . -maintains updated customer personal information database ,records and reports movement of funds in individual . - performs similar and related duties such as preparing reports and correspondence . (C)- AL LIWAA NEWSPAPER ( LEBANON ) : (FROM JUL/1998 TO OCT/1999). (FROM OCT/2000 TO APR/2001). JOB TITLE : SPORTS REPORTER . DUTIES : COVERING ALL THE LOCAL & INTERNATIONAL SPORTS EVENTS. 4-SPECIAL COURSES LANGUAGE: CERTIFICATE IN ENGLISH LANGUAGE FROM AMERICAN UNIVERSITY OF BEIRUT (LEVEL FOUR )IN YEAR 1994 . COMPUTER : 1- CERTIFICATE IN WINDOWS , WORD & EXCEL PROGRAMS FROM MIRA CENTER ( LEBANON ) IN YEAR 2000. 2- CERTIFICATE IN VISUAL BASIC PROGRAM FROM C&E COLLEGE ( LEBANON) IN YEAR 1994 . BANKING : 1- CERTIFICATE IN CUSTOMER CARE FROM THE INSTITUTE OF BANKING STUDIES ( KUWAIT ) IN YEAR 2002. 2-CERTIFICATE IN THE PROGRAM ON COMMERCIAL & FINANCIAL FRAUD FROM THE INSTITUTE OF BANKING STUDIES ( KUWAIT ) IN YEAR 2005. 3-CERTIFICATE IN ACCOUNTING FOR NON ACCOUNTANTS FROM THE INSTITUTE OF BANKING STUDIES (KUWAIT )IN YEAR 2008. 4- CERTIFICATE IN FINANCIAL ACCOUNTING _BASIC & INTERMEDIATE FROM THE INSTITUTE OF BANKING STUDIES (KUWAIT )ON 2008 & 2009 5-AWARDS BANKING : " HIGHEST CREDIT CARD SALES IN YEAR 2004 " FROM GULF BANK OF KUWAIT . 6-REMARKS : ALL DOCUMENTS AND CERTIFICATES ARE AVAILABLE UPON REQUEST .