AHMAD FARAJALLAH FAWAZ Phone: +961-3-914599 Mar-Elias Street, Beirut – Lebanon Fax: +961-1-366614 E-mail: [email protected] Objective Working at a reputable financial institution that can take advantage of my skills & get to reach high posts. Education * Passed all three levels of CFA® June 2011 • Financial Reporting and Analysis: Evaluating Financial Reporting Quality, Analysis of Financial Statements & ratios, Earning Quality Issues, Post Retirement and Share Based Compensation, Multinational Operations, Intercorporate Investment, Variable Interest Entities (VIEs & SPVs), Intercompany Debt, Consolidated Cash Flows, Quantitative Analysis... • Portfolio Management: Portfolio Management Process & investment Policy Statement, International Asset Pricing, Taxes & Private Wealth Management in Global Context, behavioral finance, shaping executing a strategy, monitoring & rebalancing portfolio, private investor, institutional investors… • Financial Derivatives: Forward Markets, Futures Markets, Option Markets, Swap Markets, Interest Rate Derivative Instruments, Credit Default Swaps, valuation techniques, hedging strategies (credit, interest rate, downgrade, currency risk etc...), • Fixed Income: Credit Analysis, Structured Securities, Mortgage & Asset Backed Securities, Bonds Market, Bonds with Embedded Options, Portfolio immunization strategies, duration & portfolio structure… • Alternative Asset Valuation: Investment Analysis, Private Equity Valuation, Investing in Commodities, Risk and Performance of Hedge Funds, commodities, distressed securities, managed futures, venture capital… • Equity Investment : Industry and Company Analysis in a Global Context , Competitive Forces that Shape Strategy , Discounted Dividend Valuation , Free Cash Flow Valuation , Market Based Valuation ( Price Multiples) , Residual Income Valuation… • Corporate Finance: Capital Budgeting , Capital Structure & Leverage , Mergers & Acquisitions, Dividends & Dividend Policy, Corporate Governance… * Lebanese American University (LAU), Beirut 2005-2008 Masters of Business Administration MBA: GPA 3.9 -Financial accounting -Advanced corporate finance -Quantitative methods -Micro & Macro economics -Islamic Banking & finance -Research methods -Econometrics -Financial management -Business economics -Management theory -Financial derivatives -Hospitality management -Marketing management -Portfolio management -Leadership * Université Saint-Joseph (USJ), Beirut 2001-2005 License in Private Law: GPA 12/20 * Lycée Abdel-Kader, Beirut 2000/2001 French & Lebanese Baccalaureate Work Experience * Remedial unit-corporate- Banque libano-francaise SAL August 08- present & BLF real estate portfolio manager since Aug-10 Process files of customers already classified “Unsatisfactory”, “Doubtful Debt” or “Bad Debt” Perform inquiries about the customer’s situation to determine his assets, relationships with other bankers, law suits, etc. Contact the client and negotiate with him to find a solution to be in the best interest of both parties Present an analysis of the file with the suggestion of the appropriate solution to the Credit Recovery Committee Execute the Credit Recovery Committee’s decisions Prepare and sign contract with the client, if possible, to recover the debt by rescheduling it or by acquiring possessions Transfer customer files to the Legal Department for recuperation of debt by legal procedures and continue follow up Cooperate with the Legal Department for any query that could facilitate the legal action Close file once the debt is settled and recover provisions and unrealized interests Establish monthly & quarterly statistics. * Corporate banking Lebanon & Gulf Bank SAL Jan-Jun 2008 * Private banking Blom invest SAL: intern 15 Jan-15 Feb 2007 * Credit Administration Department BLF: intern Sept- Nov 2006 * KAROUNI law firm Paris -France: intern Aug-Sept 2001 Languages Arabic: Native French: Fluent English: Fluent Personal Information Date of Birth: 21/03/1984 Marital Status: single References * Khaled Abdel-Samad: credit risk manager- Lebanon & Gulf Bank- 03/758654 * Dr. Rima Turk Ariss : Assistant Professor of finance-LAU - 01/784408 I CERTIFY THAT ALL INFORMATION STATED IN THIS CV / RESUME IS TRUE AND COMPLETE TO THE BEST OF MY KNOWLEDGE.